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How does it work?

Take it today and take time to pay – with no interest, ever.

With humm you can apply for up to $1,000. Get fast approval and your choice to repay fortnightly or weekly over 2.5 months1. Plus each payment frees your balance to spend again.

Shop now
Select humm in the checkout

Sign up
Fast approval

Pay in slices
Weekly or fortnightly

Get the app
From the App store or Google Play

What is humm?

Humm helps everyday NZ'ers Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can humm?
You just need to tick these boxes:

  • Be 18 years or older
  • Be a permanent resident of New Zealand
  • Have a valid email address and mobile number
  • Have a New Zealand driver's license or passport
  • Be permanently employed working at least 25 hours per week or receiving New Zealand Superannuation or Veterans pension
  • Not be undischarged bankrupt or have reasons to believe you may become insolvent